@misc{goodell2021digital,
  title={A Digital Currency Architecture for Privacy and Owner-Custodianship},
  author={Geoffrey Goodell and Hazem Danny Al-Nakib and Paolo Tasca},
  year={2021},
  eprint={2101.05259},
  archivePrefix={arXiv},
  primaryClass={cs.CY},
  doi={10.3390/fi13050130},
  url={https://arxiv.org/abs/2101.05259}
}